Paqid
Why I built Paqid

I got tired of paying for a budget.

I didn't set out to build a budgeting app. Honestly, I just got tired of paying for one.

For years I used a well-known budgeting program. I bought it outright back at version 3, paid again to upgrade to version 4, and then one day it quietly became a subscription. So I kept paying — month after month, for the umpteenth time. And every renewal I'd ask myself the same question: what am I actually paying for?

Slick animations I didn't need. "New features" that felt like upgrades in search of a problem. A constant nudge to link all my bank accounts so the app could watch every transaction I made. And a steady drip of emails about making more, doing more, upgrading to more — none of which I'd asked for.

That just wasn't what I wanted. I didn't want to optimize my way to more. I wanted to be a good steward of what I already had — to give every dollar a purpose that matched my values, keep my financial life my own, and have a little left over to be generous with.

So I built Paqid (Hebrew for "overseer"). No bank linking. No upsells. No barrage. Just a quiet, private place to oversee your money with intention — and a way to pass some of that same peace along to others who think the same way.

And I priced it plainly, right on the front page: $45 a year, or $4.50 a month. No tiers, no "contact us," no surprise upgrades — what you see is what it costs. Keeping it simple and inexpensive isn't a promotion. It's rather the point.

If that sounds like you, welcome. Let's steward well.

— Andy


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