Envelope budgeting, plain and simple.
Every dollar you have gets a job before you spend it. That's the whole idea, and it's all Paqid tries to do.
I'm a programmer. For years I used a budgeting app and liked the method, but I kept paying more for features I never used. So I built the part I actually use, with an AI assistant writing much of the code under my direction. I've run my own budget on it since April 2026, and kept the pricing simple. The longer story →
I'm a programmer. For years I used a budgeting app and liked the method, but I kept paying more for features I never used. So I built the part I actually use, with an AI assistant writing much of the code under my direction. I've run my own budget on it since April 2026, and kept the pricing simple. The longer story →
- ✓Every dollar a job — assign what you actually have, spend from envelopes, and unused money rolls forward. how it works →
- ✓Always know what's safe to spend — overspent envelopes show red, never hidden.
- ✓Know it's right — reconcile each account against your statement in a few minutes a month, so every number can be trusted. why reconciling matters →
- ✓You type it in — no bank connection. Entering a purchase takes seconds, and it's the moment you actually notice it. why →
- ✓Simple pricing — everything included, and no emails about growing your net worth.
- ✓Made for your phone too — its own fast screens, installable like an app.
- ✓Room for generosity — fund giving first, not from what's left. on stewardship →